How Much Rent Can I Afford on $80,000 in Denver? (2026)

Recommended max rent (30% rule)

$2,000/month

Conservative (25%)

$1,667

Stretch (35%)

$2,333

On a $80,000 salary in Denver, CO, your gross monthly income is $6,667. After taxes, your take-home is $5,107/month.

Calculator: $80k in Denver

Rent Affordability Calculator

Recommended max rent (30% rule)

$2,000/month

Based on $80,000 salary in Denver, CO

Affordability Rating

Comfortable
AffordableTightExpensive

$2,000/mo on $80,000 in Denver

Conservative (25%)

$1,667

Standard (30%)

$2,000

Stretch (35%)

$2,333

Monthly Income Breakdown

Gross Monthly Income$6,667
Federal Tax-$767
State Tax (4.25%)-$283
FICA (Social Security + Medicare)-$510
Net Monthly Take-Home$5,107

Monthly Budget in Denver

Rent (30% rule)$2,000
Utilities$182
Groceries$435
Transportation$845
Healthcare$744
Remaining for Savings & Fun$901

Monthly Take-Home Pay Breakdown

Gross Monthly Income$6,667
Federal Income Tax-$767
State Income Tax (4.25%)-$283
FICA (SS + Medicare)-$510
Net Monthly Take-Home$5,107

Example Monthly Budget in Denver on $80k

Rent (30% of gross)$2,000
Utilities$182
Groceries$435
Transportation$845
Healthcare$744
Remaining (Savings, Fun, etc.)$901

Living in Denver on $80,000

Earning $80,000 in Denver puts you at a above-average income level for this metro area. Your monthly take-home of $5,107 means financial flexibility opens up real choices. Under the 30% rule, your target rent is $2,000/month. After rent and essentials, $901 remains each month—enough for a balanced lifestyle. Keep in mind that Denver's 4.25% state income tax will reduce your take-home pay compared to no-tax states like Texas or Florida. Denver is where people go to work hard and play harder. Friday afternoons mean ski gear in the trunk, and weekend hikes are practically mandatory. The craft beer scene is legendary. At this salary, a nice 1-bedroom or even a 2-bedroom in a great neighborhood fits your budget. For savings, maxing out your 401(k) contribution becomes achievable.

Cost of Living in Denver, CO (2026)

Denver combines a thriving tech and outdoor lifestyle with mountain access. The Mile High City has a strong job market but higher costs driven by housing demand and a premium outdoor-recreation lifestyle.

Avg 1BR Rent

$2,000

Avg 2BR Rent

$2,259

Utilities/mo

$182

Groceries/mo

$435

Transport/mo

$845

Healthcare/mo

$744

State Tax

4.25%

Sales Tax

8.81%

Outdoor lifestyle capitalBooming tech & aerospaceWorld-class skiing nearby300+ days of sunshine

Frequently Asked Questions