How Much Rent Can I Afford on $80,000 in Denver? (2026)
Recommended max rent (30% rule)
$2,000/month
Conservative (25%)
$1,667
Stretch (35%)
$2,333
On a $80,000 salary in Denver, CO, your gross monthly income is $6,667. After taxes, your take-home is $5,107/month.
Calculator: $80k in Denver
Rent Affordability Calculator
Recommended max rent (30% rule)
$2,000/month
Based on $80,000 salary in Denver, CO
Affordability Rating
Comfortable$2,000/mo on $80,000 in Denver
Conservative (25%)
$1,667
Standard (30%)
$2,000
Stretch (35%)
$2,333
Monthly Income Breakdown
Monthly Budget in Denver
Monthly Take-Home Pay Breakdown
Example Monthly Budget in Denver on $80k
Living in Denver on $80,000
Earning $80,000 in Denver puts you at a above-average income level for this metro area. Your monthly take-home of $5,107 means financial flexibility opens up real choices. Under the 30% rule, your target rent is $2,000/month. After rent and essentials, $901 remains each month—enough for a balanced lifestyle. Keep in mind that Denver's 4.25% state income tax will reduce your take-home pay compared to no-tax states like Texas or Florida. Denver is where people go to work hard and play harder. Friday afternoons mean ski gear in the trunk, and weekend hikes are practically mandatory. The craft beer scene is legendary. At this salary, a nice 1-bedroom or even a 2-bedroom in a great neighborhood fits your budget. For savings, maxing out your 401(k) contribution becomes achievable.
Cost of Living in Denver, CO (2026)
Denver combines a thriving tech and outdoor lifestyle with mountain access. The Mile High City has a strong job market but higher costs driven by housing demand and a premium outdoor-recreation lifestyle.
Avg 1BR Rent
$2,000
Avg 2BR Rent
$2,259
Utilities/mo
$182
Groceries/mo
$435
Transport/mo
$845
Healthcare/mo
$744
State Tax
4.25%
Sales Tax
8.81%