How Much Rent Can I Afford on $80,000 in Austin? (2026)

Recommended max rent (30% rule)

$2,000/month

Conservative (25%)

$1,667

Stretch (35%)

$2,333

On a $80,000 salary in Austin, TX, your gross monthly income is $6,667. After taxes, your take-home is $5,390/month.

Calculator: $80k in Austin

Rent Affordability Calculator

Recommended max rent (30% rule)

$2,000/month

Based on $80,000 salary in Austin, TX

Affordability Rating

Comfortable
AffordableTightExpensive

$2,000/mo on $80,000 in Austin

Conservative (25%)

$1,667

Standard (30%)

$2,000

Stretch (35%)

$2,333

Monthly Income Breakdown

Gross Monthly Income$6,667
Federal Tax-$767
State Tax (none!)$0
FICA (Social Security + Medicare)-$510
Net Monthly Take-Home$5,390

Monthly Budget in Austin

Rent (30% rule)$2,000
Utilities$184
Groceries$373
Transportation$902
Healthcare$277
Remaining for Savings & Fun$1,654

Monthly Take-Home Pay Breakdown

Gross Monthly Income$6,667
Federal Income Tax-$767
State Income Tax (none!)-$0
FICA (SS + Medicare)-$510
Net Monthly Take-Home$5,390

Example Monthly Budget in Austin on $80k

Rent (30% of gross)$2,000
Utilities$184
Groceries$373
Transportation$902
Healthcare$277
Remaining (Savings, Fun, etc.)$1,654

Living in Austin on $80,000

Earning $80,000 in Austin puts you at a above-average income level for this metro area. Your monthly take-home of $5,390 means financial flexibility opens up real choices. Under the 30% rule, your target rent is $2,000/month. With $1,654 left after rent and essentials, you have substantial breathing room. One major advantage in Austin: zero state income tax, which means more of your paycheck stays in your pocket. Austin is where tech meets tacos. The city pulses with live music, craft breweries, and a culture that values creativity and outdoor living along Lady Bird Lake. At this salary, a nice 1-bedroom or even a 2-bedroom in a great neighborhood fits your budget. For savings, maxing out your 401(k) contribution becomes achievable.

Cost of Living in Austin, TX (2026)

Austin is a booming tech and creative hub with no state income tax. Known for its live music scene, outdoor lifestyle, and rapidly growing economy, it attracts young professionals nationwide.

Avg 1BR Rent

$1,504

Avg 2BR Rent

$1,918

Utilities/mo

$184

Groceries/mo

$373

Transport/mo

$902

Healthcare/mo

$277

State Tax

None

Sales Tax

8.25%

No state income taxTech capital of the SouthVibrant culture & nightlifeOutdoor recreation paradise

Frequently Asked Questions